Products

Explore Our Products

Group Loans

Micro and small loans offered to Women Groups under a Solidarity Group Guarantee arrangement, following financial literacy sessions and field business appraisal. Only members close to one another with established integrity and whose businesses indicate the capacity to repay the weekly instalment, are invited to join the weekly Loan Group meetings. Members guarantee one another's full repayment of instalments as they fall due; subsequent loan cycles taken are a proof of business growth and higher credit limits. No default or arrears position is allowable, under this loan structure.

Group members that are proven credit worthy can access other Top-up facilities like Emergency and School fees loans under the same limit.

Business Loans

Secured loans for a period of up to 12-months to Individuals, offered following rigorous field and business appraisal, with recommendation of the Local Council leadership. Support in form of a Guarantor to the lender. Where applicable, formal mortgage arrangements are put in place for bigger loans.

Personal loans, MSME business loans, Educational loans (for Parents & Educational Institutions) and Top-up arrangements are available, for credible borrowers.

Asset Finance

To meet growing Youth Employment needs, La 'Oli offers a Motor cycle and Tuk-tuk (3-wheeker) loan product with softer terms, including a now longer-term period of up to two years. This business entails an initial deposit/own investment of 10-15% of the loan exposure, to assist with assurance of capacity to repay, from the onset. All vehicles remain under '24-7' Tracker surveillance.

Loans to finance assets for personal use and assets for business operations e.g. Construction equipment, Generators and Home use equipment, can be accessed through this facility.

Salary Loans

Customers employed by reputable organizations, able to evidence continuing employment and remittance to clear off loan repayments, can access funds, up from UGX 500,000 (c. USD 133), payable within a period of up to three years.

Logbook Loan

A customer can access funds for a period up to 24 months, using their Motor Vehicle Logbook as loan security. The Logbook must be registered in the names of the loan applicant. A customer can access up to 70% of the current value of the motor vehicle, following completion of relevant Insurance and Caveating arrangements.

...More Loans. La 'Oli offers a number of other loans, with a loan structure tailored to customer needs. Among these are included Construction loans, Home Improvement loans, Agri-business loans and WASH loans - for Water, Sanitation and Hygiene infrastructure improvement, as well as loans for Renewable or Clean energy solutions.

School Fees Loans

Maintain a strong academic record: A good academic performance enhances eligibility. Demonstrate a stable source of income: Ensure steady income, preferably from parents.

Emergency Loan Loans

A fast and convenient loan designed to help customers manage urgent financial needs and unexpected expenses.